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Budget-Friendly Payment Options

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We've partnered with Wisetack to offer simple, transparent payment plans for projects up to $25,000.

Simple Process: Pay Over Time, Not All at Once

We offer financing for customers on projects between $500 and $25,000* through Wisetack!

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Fast and Easy!

The application takes about a minute to complete.

No Hidden Fees

There are no penalties, fees, or compounding interest.

Options For You

You choose the monthly payment amount that works best for you.

Estimate Your Monthly Payment

Ready to Turn Your Project into a Reality?

We take the stress out of the budget. It only takes a minute to get a private look at your monthly payment options, and checking your rate won't affect your credit score at all.

  • No. Checking to see which payment options you qualify for is a soft inquiry and will not affect your credit score at all. A hard inquiry is only performed if you accept an offer.

  • Wisetack works with reputable lenders to offer simple, fast, and transparent financing options specifically for home service providers. We partnered with them for their ease of use and fair terms for our customers.

  • APRs range from 0% to 35.9%, and terms are available from 3 to 60 months. The rate you qualify for depends on your credit profile. You will see the exact monthly payment before you agree to anything.

  • Yes. The pre-qualification process is handled entirely by Wisetack. A Step Above Handy does not receive or store any of your sensitive financial information, ensuring full privacy throughout the process.

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